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SoFi Rates

Published November 15, 2022 at 1488 × 388 in Lender Specific Disclosures

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SoFi Rates

SoFi Rates

SoFi Rates

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Lender Specific Disclosures

TuitionChart.com, like many search and comparison shopping sites, is a free service for users. We may receive transaction or referral fees when a user selects a product from a partner lender or advertiser. Our company mission is based on the premise that choice and transparency are good. In the interest of choice, our platform includes many choices from non-partners listed. There is no additional cost to a user who selects a loan presented by one of our partners. We remind users that there are many additional borrowing options available - use TuitionChart.com as part of your larger quest for college financing. Shop around and make the choice that's best for you and maximize use of federal aid options whenever possible.

TuitionChart is an independent comparison site and is not affiliated with colleges or universities that may be referenced in these results. Loan options from participating lenders that appear also have no affiliation with any college or university referenced.

The calculations above are estimates and are intended for comparison purposes only. If interest rates are listed then the interest rate may or may not precisely match the interest rate calculation of each lender. TuitionChart.com has relied solely upon lender information and, to the extent applicable, information that you have provided regarding your interest in obtaining a loan. Lender information may change at any time. Although TuitionChart.com has attempted to provide accurate information to you, it assumes no responsibility for typographical or other errors or omissions in the information provided. TuitionChart.com is not a lender and makes no representations or warranties about your eligibility for a particular loan. All credit decisions, including loan approval and the rates, terms and other costs of the loan you are offered, are the sole responsibility of the lenders and may vary based upon the lender you select. We urge you to review carefully each lender's loan application and promissory note for final loan terms, including incentives or Borrower Rewards. Borrower Rewards may not be automatically available and you may not be eligible for certain Borrower Rewards. Above marks may or may not be registered trademarks of their respective owners.

This APR is subject to increase if the loan is a variable rate loan and the interest rate index used to set the APR increases. Some loan listings may be fixed rate loans and are not subject to rate increases unless otherwise noted by the lender.

Please note borrowing amounts and limits will vary by lender and loan type.

Variable rates may increase over the life of the loan.

Savings based on a typical loan to a freshman.

Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repayment Option. You're charged interest starting at disbursement, while in school and during your six-month separation or grace period. When you enter principal and interest repayment, Unpaid Interest will be added to your loan's Current Principal. Variable rates may increase over the life of the loan. Advertised APRs assume a $10,000 loan to a freshman with no other loans.

With most lenders undergraduates may choose to defer repayment of principal and interest on private loans until six months after graduation or ceasing to be enrolled at least half time. Immediate repayment and interest-only repayment options are also available. Deferment periods may vary by lender and loan type. This does not apply to all lenders and loan types. Please check with your lender before you apply to confirm their payout process and timing. A credit worthy co-signer improves the applicant's chances of qualifying for a bad credit student loan.

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