(Last Updated: December 2023) Need a Student Loan Fast? We make it easy to review your options, compare lenders and apply for private student loans to get the money you need for college. Advertiser Disclosure
Get a 0.25% discount when you set up autopay.* Plus, SoFi members can qualify for exclusive rate discounts.**1
Apply online within minutes. Very easy to apply and add a cosigner to your application.
No fees mean no fees. No origination fees, no late fees, and no insufficient fund fees.
Adding a cosigner with a solid financial history and good credit may help improve your chances of loan approval—and sometimes even a lower interest rate.
Cash back. After graduation, you may be eligible to get 1% of your loan back as a cash reward.
Referral bonus. Tell your friends about Ascent, and you could earn up to $525.
No fees. You’ll pay no money to open an account, make a payment, or handle other routine tasks.
Small loans. Some students need to borrow large amounts every year. Ascent offers loans as big as $200,000, but if you need just $1,000, they can help you too.